I would protect my credit rating. Many would probably think I’d say that I would not get pregnant if I could “redo” my life. No! My B is one of the best things that has ever happened to me. He is the reason I’m the person I am today. I truly believe that part of my life played out the way it was meant to be. I mean, it wasn’t like I was being promiscious or anything. Heck, most of my friends had been sexually active for years. A few since elementary school!!! Me, I get pregnant the first time. But look at my B. After many said I would fail, he has never been to jail; he hasn’t made me a granny at in my 30s as a few of my friends’ kids have done to them; he’s going to college; he’s filming commercials and starting to live his dreams. How dare anyone doubt me!
But I digress. Along with all of the courses we are required to teach in school, why hasn’t anyone ever thought to add financial planning/credit courses. Learning to plan for a solid, stable, secure future is just as relevant to choosing a career. Had that been the case, maybe I would have thought twice before getting those credit cards in college that I knew I shouldn’t have gotten in the first place. Maybe I wouldn’t have neglected to pay my student loans. Just maybe I wouldn’t be 35 years old, trying to clean up my credit so that my family can live comfortably.
The photo for today is of my beautiful boys. This is why I do it all over again, each and every day!